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Insurance

Insurance

Rochelle Community Hospital is able to maximize on delivery of local healthcare services by accepting numerous healthcare plans, listed here. The following provides information on the various plans Rochelle accepts.

Medicare Deductibles and Coinsurance

Part A - Hospital Insurance

For more information on the 2017 Medicare premiums and deductibles, visit https://www.federalregister.gov/public inspection

Part B - Medical Insurance

The hospital will be responsible for submitting bills to your insurance company if you provide us with the necessary information. We will do everything possible to expedite your claim. But you should remember that your insurance policy is a contract between you and your insurance company, and you have the final responsibility for payment of your hospital bill.

Approximately 60 days after your service, and every 30 days thereafter, you will receive a monthly statement. This statement will show your beginning balance and any payments. If no payment is received from your insurance within 60 days from billing, we ask that you contact your insurance and pay on the charges yourself.

There is no charge for either the telephone or the television, these are provided as a courtesy to all patients.

Group/Private Medical Insurance

We will need a copy of your insurance identification card. Depending on the extent of your coverage and deductible requirements, you may be asked to pay a deposit. If your insurance card indicates a per-visit co-pay is due, our staff will ask for your payment on the day of services. You will be asked to assign the benefits from the insurance company directly to the hospital.

Your insurance plan may have special requirements, such as a second surgical opinion or pre-certification for certain tests or procedures. Many insurances now require pre-authorization for outpatient diagnostic testing such as MRI and CT. It is your responsibility to make sure the requirements of your plan have been met. If requirements are not met, you may be financially responsible for all or a larger portion of the bill. For questions concerning insurance, call 815-562-2181, ext. 1320 or 1600.

Medicare Coverage

The Health Care Finance Administration (Medicare) has strict guidelines about paying for healthcare services. Upon admission we are required to complete a survey from Medicare that helps identify any primary payors that should be billed prior to Medicare. We will need a copy of your Medicare card to verify eligibility and process your claim. You should be aware that the Medicare program excludes payment for certain items such as cosmetic surgery, personal comfort items and oral medications given to an outpatient or take-home medications. Deductibles and co-payments also are the responsibility of the patient. After Medicare pays, we will bill any supplement policy you may have. If you have questions concerning Medicare, please call 815-562-2181, ext. 1230.

Medicaid Coverage

We will verify your coverage on the website for Illinois Medicaid. Medicaid also has payment limitations on some services, and co-payments may be billed to you. 

Patients With No Medical Insurance

Consistent with the mission of Rochelle Community Hospital, the hospital's uncompensated care program is designed to provide a reasonable amount of services to un-insured and under-insured patients seeking services without charge or at a reduced charge. Those patients who indicate they are unable to pay full charges for the services they received may follow hospital procedures for discount consideration.

All patients receiving services at Rochelle Community Hospital may be considered eligible to apply for financial assistance.